Sunday, August 09, 2020

How to pick a stock?

Here are the things an investor should consider when picking stocks:

1.       Earnings growth

2.       Stability

3.       Relative strength in industry

4.       Debt-equity ratio

5.       Price-earnings ratio

6.       Management

7.       Dividends

Here are the essential steps (or checklist) that you need to follow for picking winning stocks to invest in Indian stock market:

1.       Does the company have good fundamentals?

a.       Earnings Per Share (EPS) – Increasing for last 5 years

b.       Price to Earnings Ratio (P/E) – Low compared to companies in the same industry

c.       Price to Book Ratio (P/B) – Low compared companies in the same industry

d.       Debt to Equity Ratio – Should be less than 1 (Preferably debt<0.5 or Zero-Debt)

e.       Return on Equity (ROE) – Should be greater than 20%

f.        Price to Sales Ratio (P/S) – Smaller value is preferred

g.       Current Ratio – Should be greater than 1

h.       Dividend – Increasing for the last 5 years

2.       Do you understand the products or services offered by the company?

3.       Will people still be using this product or service in 15-20 years from now?

4.       Does the company have a low-cost durable competitive advantage?

For example, Colgate! It has become such a common name in Indian homes that Colgate is considered as a synonym to toothpaste. Another example is Cadbury– the chocolate producing company. This company is dominating its industry and the people are even ready to pay a lot more to buy its products. Similarly, Tata Motors has got a moat in ‘truck’ sector. Tata Trucks has been in dominating in the Indian automobile sector for the last 5 decades.

5.       What is the company doing that its competitors are not?

To understand better, let us analyze the Indian automobile sector. There are a number of automobile companies in India. However, when we consider the passenger vehicles (Cars and SUVs), Maruti Suzuki is the leading company in India. There are a number of competitors against Maruti in this sector like Tata Motors, Hyundai, Honda, Ford etc.

Nevertheless, Maruti Suzuki is dominating because of the easily available service centers that it provides. Maruti’s service center can be found on every corner of the streets. It’s really simple and easy to get a Maruti car serviced even in small cities. On the other hand, try to get your ‘FORD’ car serviced. You will rarely find any authentic ford service center around you. That’s why people prefer buying Maruti cars in India.  And hence, Maruti Suzuki is able to increase its sales consistently and give good returns to its shareholders.

6.       Does the company have a big debt?

7.       Is the company’s management efficient and qualified?

8.       Is the company constantly in the news and overly popular?

 

https://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/slideshows/how-to-pick-stocks-7-things-you-should-know?slide=9

 

https://tradebrains.in/how-to-select-a-stock-to-invest-in-indian-stock-market/


No comments: